For Business Advisors

How High Tide Advisory can help your clients

Many business owners have strong company-level advice but limited coordination between the business, personal balance sheet, retirement plan, insurance, taxes, spouse protection, and eventual transition.

High Tide Advisory helps organize those personal planning decisions so business decisions are not made in a vacuum.

Client scenarios where coordination may help

• An owner is within five to ten years of retirement and does not know how much retirement depends on the business.
• An owner is evaluating business retirement plan options or needs personal assets outside the company.
• An owner is preparing for sale, succession, reduced involvement, or family transition.
• A business has key person, buy-sell, estate, beneficiary, or spouse protection questions that need coordination.

Clear professional lanes

• High Tide Advisory does not provide business valuation, legal advice, transaction advisory services, or tax advice through the advisory entity.
• High Tide Advisory can coordinate planning questions with CPAs, attorneys, plan administrators, insurance professionals, and other specialists when appropriate.
• Clients approve recommendations before implementation. Advisory services are provided only pursuant to a written advisory agreement.

Approved next step

For a neutral, unpaid introduction, use the approved Meet Your Adviser link and allow the client to decide whether discovery is appropriate. High Tide Advisory will explain advisory services, fees, conflicts, disclosures, and engagement requirements directly to the client.